Why Tomorrow's Risk Function Won't Look Like Today's: The Future of Non-Financial Risk & Controls across the 3 Line
From June 30 to July 1, non-financial risk professionals gathered at XLoD Global - London 2026 to discuss the future of the three lines of defence and share ideas on the challenges practitioners are facing in the non-financial risk landscape of today.
Key takeaways from the two days include:
- The 3 lines model doesn’t need replacing—it needs rebuilding for the AI era
- AI’s biggest risk isn’t the technology—it’s weak governance.
- Operational resilience is no longer a regulatory requirement—it’s the licence to operate.
- Compliance can no longer afford to be the department that says ‘no’.
- Surveillance is no longer judged by how much it monitors, but by how well it proves it works.
- The winners won’t be the firms with the most controls—they’ll be the ones that adapt the fastest
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